These Terms and Conditions of Use (the “Terms of Use”) govern your access to and use of the website (www.ctmasset.com) (the “Site”) and the content displayed on the Site. Please review these Terms carefully before using the Site.
The Site is made available by CTM Asset Management LLC (“we” or “us” or “our”). By accessing, viewing, and using the Site, you agree that you understand and intend these Terms of Use to be the legal equivalent of a signed, written contract, and that you accept such Terms of Use and agree to be legally bound by them. We reserve the right to change the Terms of Use under which this Site and its content are made available to you. Your continued use of the Site following such modifications will constitute your acceptance of such changes. You agree that notices that we may provide on the Site shall be deemed reasonable notice of any modifications made to these Terms of Use.
As between you and us, we own, solely and exclusively, all rights, title, and interest in and to the Site, all the content (including, for example, audio, photographs, illustrations, graphics, other visuals, video, copy, text, software, titles, Shockwave files, etc.), code, data, and materials thereon, the look and feel, design, and organization of the Site, and the compilation of the content, code, data, and materials on the Site, including but not limited to any copyrights, trademark rights, patent rights, database rights, moral rights, sui generis rights, and other intellectual property and proprietary rights therein. Your use of the Site does not grant to you ownership of any content, code, data, or materials you may access on or through the Site.
We grant you a limited, non-exclusive, revocable, non-sublicensable license to display and otherwise access and/or use the Site and any content on the Site solely for your own private, non-commercial informational purposes only, and to print pages of content from the Site only in connection with such private, non-commercial use. You may not modify, distribute, transmit, perform, reproduce, publish, license, create derivative works from, transfer or sell any text, graphics, logos and other source-identifying symbols, designs, icons, images, or other information, software, data or code featured on or obtained from the Site.
Except as specifically permitted herein, nothing contained in these Terms of Use or the Site either grants or will be construed to grant to you or any third party any title or interest in, or any license or right to use or reproduce, any content, software, data, code, materials, trademark, logo or service mark contained on the Site, including without limitation the name or logo CTM or any trademark of ours of our affiliates.
The information provided on the Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. All persons and entities accessing the Site do so of their own initiative and are responsible for compliance with applicable local laws and regulations. The Site is not directed to any person in any jurisdiction where the publication or availability of the Site is prohibited. Any user subject to these restrictions must not access the Site.
In the course of your use of the Site, you may be asked to provide certain personal information to us (such information referred to hereinafter as “User Information”). Our information collection and use policies with respect to the privacy of such User Information are set forth in the Site’s Privacy Policy which is incorporated herein by reference for all purposes. You acknowledge and agree that you are solely responsible for the accuracy and content of User Information.
We may terminate or suspend your access to the Site for any violation of these Terms of Use or for any reason whatsoever, in our sole discretion, and without prior notice. Any commercial or promotional distribution, publishing, or exploitation of the Site, or any content, software, data, code, or materials on the Site, is strictly prohibited unless you have received the express prior written permission from our authorized personnel or the otherwise applicable rights holder. You further agree that you may not alter, edit, delete, remove, otherwise change the meaning or appearance of, or repurpose, any of the content, software, data, code, or materials on or available through the Site, including, without limitation, the alteration or removal of any trademark, logo or service mark contained, or any other proprietary content or proprietary rights notices. You acknowledge that you do not acquire any ownership rights by downloading or otherwise using any copyrighted material from or through the Site. If you make other use of the Site, or the content, software, data, code, or materials thereon or available through the Site, except as otherwise provided above, you may violate copyright and other laws of the United States, other countries, as well as applicable state laws and may be subject to liability for such unauthorized use.
You warrant and agree that, while using the Site you shall not: (i) engage in spidering, screen scraping, database scraping, harvesting of e-mail addresses, wireless addresses, or other contact or personal information, or any other automatic means of obtaining lists of users or other information from or through the Site, including without limitation any information residing on any server or database connected to the Site; (ii) obtain or attempt to obtain unauthorized access to computer systems, materials, or information through any means; (iii) use the Site in any manner that could interrupt, damage, disable, overburden, or impair the Site, including, without limitation, sending mass unsolicited messages or “flooding” servers with requests; (iv) use the Site in violation of our or any third party’s intellectual property or other proprietary or legal rights; or (v) use the Site in violation of any applicable law. You further agree that you shall not attempt (or encourage or support anyone else’s attempt) to circumvent, reverse engineer, decrypt, or otherwise alter or interfere with the Site, or any content thereof, or make any unauthorized use thereof.
THE SITE, INCLUDING, WITHOUT LIMITATION, ALL SERVICES, FEATURES, CONTENT, FUNCTIONS AND MATERIALS PROVIDED THROUGH THE SITE, ARE PROVIDED “AS IS,” “AS AVAILABLE,” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTY FOR INFORMATION, DATA, DATA PROCESSING SERVICES, UPTIME OR UNINTERRUPTED ACCESS, ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, CORRECTNESS, THOROUGHNESS, COMPLETENESS, USEFULNESS, OR CONTENT OF INFORMATION, AND ANY WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, AND WE HEREBY DISCLAIM ANY AND ALL SUCH WARRANTIES, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SITE, CONTENT, FUNCTIONS OR MATERIALS PROVIDED THROUGH THE SITE WILL BE TIMELY, SECURE, UNINTERRUPTED OR ERROR FREE, OR THAT DEFECTS WILL BE CORRECTED. WE MAKE NO WARRANTY THAT THE SITE WILL MEET USERS’ REQUIREMENTS. NO ADVICE, RESULTS OR INFORMATION, OBTAINED BY YOU THROUGH THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. WE AND OUR AFFILIATES ALSO ASSUME NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR EQUIPMENT ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR BROWSING IN THE SITE OR YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT, IMAGES, VIDEO CONTENT, OR AUDIO CONTENT FROM THE SITE. IF YOU ARE DISSATISFIED WITH THE SITE, YOUR SOLE REMEDY IS TO DISCONTINUE USING THE SITE. TO THE EXTENT ANY JURISDICTION DOES NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. YOU MAY HAVE OTHER RIGHTS, WHICH VARY FROM JURISDICTION TO JURISDICTION.
WE TRY TO ENSURE THAT THE INFORMATION POSTED ON THE SITE IS CORRECT AND UP-TO-DATE. WE RESERVE THE RIGHT TO CHANGE OR MAKE CORRECTIONS TO ANY OF THE INFORMATION PROVIDED ON THE SITE AT ANY TIME AND WITHOUT ANY PRIOR WARNING. WE NEITHER ENDORSE NOR ARE RESPONSIBLE FOR THE ACCURACY OR RELIABILITY OF ANY OPINION, ADVICE OR STATEMENT ON THE SITE. IT IS YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY INFORMATION, OPINION, ADVICE OR OTHER CONTENT AVAILABLE THROUGH THE SITE. PLEASE SEEK THE ADVICE OF PROFESSIONALS, AS APPROPRIATE, REGARDING THE EVALUATION OF ANY SPECIFIC INFORMATION, OPINION, ADVICE OR OTHER CONTENT, INCLUDING BUT NOT LIMITED TO FINANCIAL INFORMATION, OPINION, ADVICE OR OTHER CONTENT.
THIS SITE IS FOR GENERAL INFORMATIONAL PURPOSES ONLY. NO INFORMATION PRESENTED ON THIS SITE IS TO BE CONSTRUED AS A RECOMMENDATION, OFFER TO SELL, OR A SOLICITATION OF AN OFFER TO BUY, ANY SECURITIES, FINANCIAL INSTRUMENTS, INVESTMENTS OR OTHER SERVICES. NOTHING CONTAINED ON THE SITE CONSTITUTES INVESTMENT, LEGAL, TAX OR OTHER ADVICE AND THE SITE SHOULD NOT BE RELIED ON IN MAKING AN INVESTMENT OR OTHER DECISION. INVESTMENTS AND STRATEGIES DISCUSSED ON THE SITE ARE NOT SUITABLE FOR ALL INVESTORS AND ARE NOT OBLIGATIONS OF OR GUARANTEED BY CTM ASSET MANAGEMENT (“CTM”) OR ITS AFFILIATES. THE INVESTMENTS ARE NOT BANK DEPOSITS AND ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER ENTITY AND ARE SUBJECT TO INVESTMENT RISKS, INCLUDING THE LOSS OF THE PRINCIPAL AMOUNT INVESTED.
DECISIONS BASED ON INFORMATION CONTAINED ON THE SITE ARE THE SOLE RESPONSIBILITY OF THE USER AND WE SHALL HAVE NO LIABILITY FOR DECISIONS BASED UPON, OR THE RESULTS OBTAINED FROM, THE CONTENT PROVIDED ON THE SITE. YOU AGREE NOT TO HOLD US OR OUR THIRD-PARTY INFORMATION PROVIDERS LIABLE FOR ANY POSSIBLE CLAIM FOR DAMAGES ARISING FROM ANY DECISION YOU MAKE BASED ON THE INFORMATION OR ANY OTHER CONTENT MADE AVAILABLE TO YOU THROUGH THIS SITE.
THE SITE MAY CONTAIN FORWARD-LOOKING STATEMENTS, WHICH REFLECT OUR CURRENT VIEWS WITH RESPECT TO, AMONG OTHER THINGS, THE OPERATIONS AND PERFORMANCE OF OUR BUSINESS. YOU CAN IDENTIFY THESE FORWARD-LOOKING STATEMENTS BY THE USE OF WORDS SUCH AS “OUTLOOK,” “BELIEVE,” “EXPECT,” “POTENTIAL,” “CONTINUE,” “MAY,” “SHOULD,” “SEEK,” “APPROXIMATELY,” “PREDICT,” “INTEND,” “WILL,” “PLAN,” “ESTIMATE,” “ANTICIPATE” OR THE NEGATIVE VERSION OF THESE WORDS OR OTHER COMPARABLE WORDS. FORWARD-LOOKING STATEMENTS ARE SUBJECT TO VARIOUS RISKS AND UNCERTAINTIES. THESE FORWARD-LOOKING STATEMENTS ARE BASED ON OUR BELIEFS, ASSUMPTIONS AND EXPECTATIONS, BUT THESE BELIEFS, ASSUMPTIONS AND EXPECTATIONS CAN CHANGE AS A RESULT OF MANY POSSIBLE EVENTS OR FACTORS, NOT ALL OF WHICH ARE KNOWN TO US OR WITHIN OUR CONTROL. DUE TO VARIOUS RISKS AND UNCERTAINTIES, ACTUAL EVENTS OR RESULTS MAY DIFFER MATERIALLY FROM THOSE REFLECTED OR CONTEMPLATED IN SUCH FORWARD-LOOKING STATEMENTS. NO REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, IS MADE OR GIVEN BY OR ON BEHALF OF US OR OUR AFFILIATES, THE AUTHOR, THE CONTRIBUTOR OR ANY OTHER PERSON AS TO THE ACCURACY AND COMPLETENESS OR FAIRNESS OF THE INFORMATION PROVIDED ON THE SITE. DATED CONTENT SPEAKS ONLY AS OF THE DATE INDICATED AND WE UNDERTAKE NO OBLIGATION TO PUBLICLY UPDATE OR REVIEW ANY FORWARD-LOOKING STATEMENT, WHETHER AS A RESULT OF NEW INFORMATION, FUTURE DEVELOPMENTS OR OTHERWISE.
IN NO EVENT, INCLUDING BUT NOT LIMITED TO NEGLIGENCE, SHALL WE, OUR AFFILIATES, OR ANY OF OUR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS OR CONTENT OR SERVICE PROVIDERS AND THOSE OF OUR AFFILIATES (COLLECTIVELY, THE “PROTECTED ENTITIES”) BE LIABLE FOR ANY CLAIMS, LIABILITIES, LOSSES, COSTS OR DAMAGES, INCLUDING DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING FROM, OR DIRECTLY OR INDIRECTLY RELATED TO, THE USE OF, OR THE INABILITY TO USE, THE SITE OR THE CONTENT, FEATURES, MATERIALS AND FUNCTIONS OBTAINED THROUGH THE SITE, YOUR PROVISION OF INFORMATION THROUGH THE SITE, LOST BUSINESS OR LOST SALES, EVEN IF SUCH PROTECTED ENTITY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN NO EVENT SHALL THE TOTAL AGGREGATE LIABILITY OF THE PROTECTED ENTITIES TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT OR TORT, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE OR OTHERWISE) ARISING FROM THESE TERMS OF USE OR YOUR USE OF THE SITE EXCEED, IN THE AGGREGATE, THE AMOUNT, IF ANY, PAID BY YOU TO US FOR YOUR USE OF THE SITE.
You agree to defend, indemnify and hold harmless the Protected Entities from any and all claims, liabilities, costs, and expenses, including attorneys’ fees, arising in any way from your use of the Site or any content on the Site, or from your breach or violation of the law or of these Terms of Use. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate with our defense of such claim.
These Terms of Use and your use of the Site are governed by the laws of the State of Delaware without regard to conflict of law provisions. If you take legal action relating to these Terms of Use, you agree to file such action only in the courts of the State of Delaware, or the United States District Court for the District of Delaware, and you consent and submit to the personal jurisdiction of those courts for the purpose of litigating any such action.
We may terminate, change, suspend or discontinue any aspect of the Site at any time. We may restrict, suspend or terminate your access to the Site if we believe you are in breach of these Terms of Use or applicable law, or for any other reason or no reason without notice or liability to you.
Failure to insist on strict performance of any of these Terms of Use will not operate as a waiver of any subsequent default or failure of performance. No waiver of any right under these Terms of Use will be deemed to be either a waiver of any other right or provision or a waiver of that same right or provision at any other time.
If any provision of these Terms of Use is held unenforceable by a court or tribunal of competent jurisdiction, that provision shall be enforced to the maximum extent permissible so as to effect the intent of the parties, and the remainder of these Terms of Use shall continue in full force and effect.
These Terms of Use represent the entire agreement between you and us with respect to your use of the Site and the content thereon, and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written between you and us with respect thereto. Any rights not expressly granted herein are reserved.
These Terms of Use were last updated on February 4, 2025